AI Answer
It's completely understandable to feel nervous about discussing finances, especially as you're about to move in with your boyfriend. It's important to open the conversation and establish a plan that works for both of you. Sharing personal stories can be a great way to start this discussion and show understanding. You mentioned that your parents had all joint accounts and that they eventually broke up because of financial issues. This serves as a valuable lesson about the potential drawbacks of solely joint accounts. It's a good idea to have individual accounts for personal expenses and savings, in addition to joint accounts for shared expenses and goals. Sharing your own experience of dating someone who faced financial difficulties can also help to empathize with your boyfriend's perspective. This can demonstrate your understanding of the complexities and emotions involved in financial discussions. Opening up about these stories can create a supportive and understanding atmosphere, making it easier to have a constructive conversation about how to split expenses in your upcoming living arrangement. Good luck with the discussion and your move!

GDL March 2, 2023

If you're not moving in with this person , like , and you don't have a clear cut of like how this is gonna go , it's gonna end . My parents scare the crap out of me because they have all joint accounts and I'm like , what's wrong with that ? You got to have a few accounts , like one account for you , You can have as many joint accounts as you want , but you do need an account for yourself .

GDL March 2, 2023

Listen , I love hot topics with you . Especially about finances because you and I have both very different views on money . I think we do do , uh , you're like the Warren Buffett Mindset .

GDL March 2, 2023

You got to have a few accounts , like one account for you , You can have as many joint accounts as you want , but you do need an account for yourself . You can't have all joint accounts . Well , when you're married , I feel like that's fair .

GDL March 2, 2023

My parents scare the crap out of me because they have all joint accounts and I'm like , what's wrong with that ? You got to have a few accounts , like one account for you , You can have as many joint accounts as you want , but you do need an account for yourself . You can't have all joint accounts .

GDL March 2, 2023

But here we are . Well , they broke up because of finances . Your mom and dad ?